Insurance Underwriters

• Decline excessive risks.
• Write to field representatives, medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies.
• Review company records to determine amount of insurance in force on single risk or group of closely related risks.
• Examine documents to determine degree of risk from such factors as applicant financial standing and value and condition of property.
• Authorize reinsurance of policy when risk is high.
• Evaluate possibility of losses due to catastrophe or excessive insurance.

Source: O*NET OnLine information for Insurance Underwriters.

• Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
• Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
• Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
• Speaking - Talking to others to convey information effectively.
• Writing - Communicating effectively in writing as appropriate for the needs of the audience.
• Complex Problem Solving - Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
• Time Management - Managing one's own time and the time of others.
• Social Perceptiveness - Being aware of others' reactions and understanding why they react as they do.
• Active Learning - Understanding the implications of new information for both current and future problem-solving and decision-making.

Source: O*NET OnLine information for Insurance Underwriters.